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Federal Pell Grant (PELL)
An entitlement program based on financial need. Pell Grants are usually the foundation for other federal and non-federal sources. If you're eligible for a Pell Grant, you will receive the full amount you qualify for. In the most recent year, Pell Grants ranged from $200.00 - $4,050.00. Your award amount will be determined by several things including the cost of your educational program, your demonstrated financial need, and the number of credit hours for which you enroll during any term.
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Federal Supplement Educational Opportunity Grant (SEOG):
A federal grant program based on exceptional financial need. The College will determine whether or not you receive this grant. Priority is given to students who receive Federal Pell Grants and these grants are usually restricted due to funding limitations.
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Federal Work Study (FWS):
A part-time employment program based on financial need. Eligible students typically work on-campus and are paid at an hourly rate every two weeks depending on the number of hours worked. After completing the appropriate payroll forms, students are assigned to work in one of several College departments or at an approved off-campus site. Do not begin working before you receive an authorization showing your department, your supervisor, your rate of pay and the number of hours you will be working.
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Federal Family Educational Loan Program (Stafford Loans):
Loans in this program are made by participating lenders such as Union Bank, PNC or Educaid. Available amounts are primarily determined by the student's year-in-school and the loan may be either subsidized or non-subsidized depending on the amount of demonstrated financial need. Students must enroll for at least six (6) credit hours to receive this loan. Parent (PLUS) loans are also available to qualifying students.
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Tuition Aid Grant (TAG):
A state grant program that is based on financial need and does not have to be repaid. Award amounts are determined by the State of New Jersey. You must enroll full-time (12 credits) in order to receive this grant.
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Educational Opportunity Fund (EOF) Grants:
Students from educationally and economically disadvantaged backgrounds may be eligible to participate in this federal program. Award amounts will vary from year-to-year however the range is from $200.00 to $850.00. In the most recent year, students received $475.00.
Campus EOF programs include summer sessions, tutoring, counseling and development courses. Grants are renewable annually based on continued eligibility.
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Outstanding Scholar Recruitment Program (OSRP):
OSRP provides New Jersey's highest achieving students with annual scholarships ranging from $2,500 to $7,500 to attend participating New Jersey colleges and universities. The program is administered by participating institutions which notify students of their eligibility to receive awards.
Awards may be renewable, contingent upon maintaining program eligibility requirements. Funding is provided by HESSA and individual participating institutions. Currently thirteen of New Jersey's four-year colleges and universities participate.
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Edward J. Bloustein Distinguished and Urban Scholars Awards:
Both scholarship programs provide annual awards of up to $1000.00 to recognize outstanding academic achievement of graduating New Jersey high school seniors. Awards are renewable and they are not based on financial need.
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NJCLASS Loan Program:
NJCLASS is a supplemental student loan program sponsored by the state of New Jersey that provides an additional, affordable source of funds to help students meet college expenses not already covered by other forms of student aid. These are fixed-rate loans and borrowers must complete a FAFSA and be considered for Federal Stafford Loans before applying for NJCLASS.
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Veterans' Administration Educational Benefits:
Montgomery GI Bill:
The Montgomery GI Bill-Active Duty, called "MGIB" for short, provides up to thirty-six months of education benefits to eligible veterans for programs approved for VA training.The monthly benefit paid is based on the type of training taken, length of service, individual category, and if DOD put extra money in your MGIB Fund (called "kickers"). You usually have 10 years to use MGIB benefits, but the time can be less, in some cases, and longer under certain circumstances.
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National Guard Tuition Waiver Program:
Any member of the New Jersey National Guard may receive up to 15 credits per semester, tuition-free, provided he/she has completed initial active training and is in good standing as an active member of the NJ National Guard. Fees however are the student's responsibility. Written certification by a guard member's commander will be required to issue a tuition waiver to the student which will be used at the time tuition payment is due.
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