Steps for Accepting your Federal Direct Loans

Please take the time to read our sections Types of Financial Aid and How To Borrow Responsibly prior to making the decision to accept or reject your loans.

Once you have made your decision please follow the instructions below.

  1. Complete Entrance Counseling (for new or returning students)
  2. Complete a Master Promissory Note (MPN)
  3. Access the Financial Aid menu in your student portal
  4. Select “Review & Accept Your Financial Aid award Package”
  5. Select the “Award Year”
  6. Scroll down to the loan section & review your offer
  7. Select “Accept”
  8. Select “Submit”


To be eligible for a Federal Direct Loan, students must:

  • Be enrolled in an Associate Degree or eligible Certificate program
  • Be making Satisfactory Academic Progress (SAP)
  • Complete a FAFSAfor the award year
  • Submit all documents, if requested
  • Complete the verification process, if applicable
  • Be registered for at least six (6) credits each semester
  • Not exceed maximum annual or aggregate loan limit
  • Not be in default of a student loan or grant overpayment